Ramp up your retirement fund
It's never too early, or late, to start saving for your retirement. It's well worth your time and effort, but there's no single formula for everyone. Your unique needs will be determined by many factors, such as your lifestyle, 消费习惯, 健康, family situation and more. Assessing what you might need and the types of products that might help you is a great start. 所以告诉我们:
Your retirement savings at a glance
Products and services that can help
We’ve pulled together the best products and services to help reach your retirement goals. Explore these options, and then let’s talk. If you’re a Patelco member, we highly recommend starting with a complimentary first-time consultation with one of our Financial Advisors, available through CUSO Financial Services, L.P. (CFS) *. A Financial Advisor can help you define your goals and create a custom retirement plan just for you.
*投资 are not insured, not deposits, and may lose value.
传统的爱尔兰共和军
Enjoy tax-advantaged earnings*.
All 爱尔兰共和军s have these benefits:
- Withdrawals that are penalty-free once 爱尔兰共和军 owner reaches 59 1/2
- Possible tax deduction, based on income and retirement plan participation
Deposit products held in your 爱尔兰共和军 offer:
- Guaranteed return on principal with automatic renewal at maturity
- 股票 account option with competitive rates and terms from 3-60 months
- 货币市场选择 Account options with competitive tiered rates and no minimum
- Minimum 爱尔兰共和军 Certificate opening deposit of $500
- Withdrawals are penalty-free once 爱尔兰共和军 owner reaches age 59 1/2
- Federally insured up to $250,000
- 了解更多 about 爱尔兰共和军 contributions
- 检查今天的利率
*Please consult your tax advisor
罗斯爱尔兰共和军
Secure earnings with tax-free growth and withdrawals.*
All 罗斯爱尔兰共和军s have these benefits:
- Funded with after-tax dollars
- Withdrawals are tax-free*
Deposit products held in your 爱尔兰共和军 offer:
- Guaranteed return on principal with automatic renewal at maturity
- 股票 account option with competitive rates and terms from 3-60 months
- 货币市场选择 Account option with competitive tiered rates
- Minimum 爱尔兰共和军 Certificate opening deposit is $500; no minimum deposit for money market
- Federally insured up to $250,000
- 了解更多 about 爱尔兰共和军 contributions and limits
- 检查今天的利率
*Please consult your tax advisor
货币市场选择
Earn one of the highest rates around*
- 1.00% APY* on balances up to $2,000
- 液体的储蓄
- No fees, no minimum balance
- Dividends paid monthly
- 免费检查
- Up to 6 withdrawals or transfers per month1
- 用计算器 calculate your blended APY
- 检查今天的利率
*来源:Bankrate.com, APY = Annual Percentage Yield
Financial Advisor Services
We'll help you plan 为退休 with investments
available through CFS*.
- Complimentary financial consultation
- Customized investment strategy and retirement analysis
- Financial Advisors registered through CUSO Financial Services, L.P. (“CFS)* located in every Patelco branch
*Securities offered through CFS(Member FINRA/SIPC)
Not NCUA/NCUSIF insured, Not credit union guaranteed, May lose value.
罗斯爱尔兰共和军
Secure earnings with tax-free growth and withdrawals.*
All 罗斯爱尔兰共和军s have these benefits:
- Funded with after-tax dollars
- Withdrawals are tax-free*
Deposit products held in your 爱尔兰共和军 offer:
- Guaranteed return on principal with automatic renewal at maturity
- 股票 account option with competitive rates and terms from 3-60 months
- 货币市场选择 Account option with competitive tiered rates
- Minimum 爱尔兰共和军 Certificate opening deposit is $500; no minimum deposit for money market
- Federally insured up to $250,000
- 了解更多 about 爱尔兰共和军 contributions and limits
- 检查今天的利率
*Please consult your tax advisor
货币市场选择
Earn one of the highest rates around*
- 1.00% APY* on balances up to $2,000
- 液体的储蓄
- No fees, no minimum balance
- Dividends paid monthly
- 免费检查
- Up to 6 withdrawals or transfers per month1
- 用计算器 calculate your blended APY
- 检查今天的利率
*来源:Bankrate.com, APY = Annual Percentage Yield
Financial Advisor Services
We'll help you plan 为退休 with investments
available through CFS*.
- Complimentary financial consultation
- Customized investment strategy and retirement analysis
- Financial Advisors registered through CUSO Financial Services, L.P. (“CFS)* located in every Patelco branch
*Securities offered through CFS(Member FINRA/SIPC)
Not NCUA/NCUSIF insured, Not credit union guaranteed, May lose value.
传统的爱尔兰共和军
Enjoy tax-advantaged earnings*.
All 爱尔兰共和军s have these benefits:
- Withdrawals that are penalty-free once 爱尔兰共和军 owner reaches 59 1/2
- Possible tax deduction, based on income and retirement plan participation
Deposit products held in your 爱尔兰共和军 offer:
- Guaranteed return on principal with automatic renewal at maturity
- 股票 account option with competitive rates and terms from 3-60 months
- 货币市场选择 Account options with competitive tiered rates and no minimum
- Minimum 爱尔兰共和军 Certificate opening deposit of $500
- Withdrawals are penalty-free once 爱尔兰共和军 owner reaches age 59 1/2
- Federally insured up to $250,000
- 了解更多 about 爱尔兰共和军 contributions
- 检查今天的利率
*Please consult your tax advisor
货币市场选择
Earn one of the highest rates around*
- 1.00% APY* on balances up to $2,000
- 液体的储蓄
- No fees, no minimum balance
- Dividends paid monthly
- 免费检查
- Up to 6 withdrawals or transfers per month1
- 用计算器 calculate your blended APY
- 检查今天的利率
*来源:Bankrate.com, APY = Annual Percentage Yield
Financial Advisor Services
We'll help you plan 为退休 with investments
available through CFS*.
- Complimentary financial consultation
- Customized investment strategy and retirement analysis
- Financial Advisors registered through CUSO Financial Services, L.P. (“CFS)* located in every Patelco branch
*Securities offered through CFS(Member FINRA/SIPC)
Not NCUA/NCUSIF insured, Not credit union guaranteed, May lose value.
货币市场选择
Earn one of the highest rates around*
- 1.00% APY* on balances up to $2,000
- 液体的储蓄
- No fees, no minimum balance
- Dividends paid monthly
- 免费检查
- Up to 6 withdrawals or transfers per month1
- 用计算器 calculate your blended APY
- 检查今天的利率
*来源:Bankrate.com, APY = Annual Percentage Yield
Financial Advisor Services
We'll help you plan 为退休 with investments
available through CFS*.
- Complimentary financial consultation
- Customized investment strategy and retirement analysis
- Financial Advisors registered through CUSO Financial Services, L.P. (“CFS)* located in every Patelco branch
*Securities offered through CFS(Member FINRA/SIPC)
Not NCUA/NCUSIF insured, Not credit union guaranteed, May lose value.
All calculators and calculations are provided and powered by CalcXML
1The maximum number of checks that may clear is three (3) in any calendar month period. Certain withdrawal limits apply to 货币市场 Accounts and contributions to and withdrawals from the 货币市场选择 爱尔兰共和军 Account are subject to IRS limitations, 请确保查看 会员手册 有关详细信息,.